Why Pre-Qualification is Important

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It is important to consult with your mortgage professional early — even before you have started to consider neighborhoods. What for? If you do not yet know how much house you need to qualify for, how could we help?

We Will Help You Pre-Qualify

We can help determine how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. In the process, we look at your borrowing capacity - looking at your job, money available for down payment, debt, income, and other circumstances. It is a short, thorough process with minimal risks for papercuts.

We give you a Pre-Qualification Letter once you qualify, that states that we are confident you will qualify for a predetermined amount of mortgage loan dollars.

Buying Clout

Several benefits open to you once you have found your new house, and have pre-qualification power. First, you have some concrete numbers in mind, as the amount you can borrow. Even more important to the present owner, your pre-qualification status gives them confidence - as if you'd arrived at their house with a bag of cash to back up the offer! They will not need to be concerned they have been wasting their time if you won't be able to be able to qualify for a high enough mortgage. The seller won't wonder if he can count on you to qualify for your mortgage in the amount you will need.Your qualifying for the necessary mortgage loan amount will not cause them concern. You have the capability to back up your offer.

We will help you pre-qualify

We can help you see how much of a mortgage you can afford, and the amount of money you may be able to borrow, by taking you through pre-qualifying. During this process, we explore your borrowing power - analyzing your job, available money for down payment, debt, income, and other circumstances. It is a short, thorough process with minimal risks for papercuts.

One-on-One

You can always use the calculators on our site to get an idea of how much mortgage you'll be able to afford - but it's also essential to meet with one of our mortgage professionals. For one thing, you'll need a Pre-Qualification Letter! Next, we can study your mortgage loan options and make sure you are in the best one. Let us get you started: Contact us at 425-396-3130.

Have questions about pre-qualifying? Call us at 425-396-3130. It's our job to answer pre-qualification questions, so we're happy to help!